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The Alternative is no medical life insurance
from Industrial Alliance.
Photo by Pattyequalsawesome
Industrial Alliance offers a non-medical life insurance plan called The Alternative. The plan has no medical tests and a short series of health questions. It is available to applicants ages six months to 65-years-old and premiums are generally payable for 20 years.
Although, for applicants ages 66 to 74, premiums are payable until age 85, and for applicants 75 to 80, premiums are payable for 10 years.
The plan has a level death benefit and coverage remains intact for the insured's lifetime. Face amounts range from $5,000 to $50,000. The maximum face amount for children under 25 is $10,000. If a non-accidental death occurs, within the first two policy years, the benefit is limited to a return-of-premium plus 5% interest.
For more details on Non Medical Life Insurance in Canada please call us at 1.866.899.4849 or visit our Non-medical Life Insurance Quote Page.